Whether it's relaxing on a tropical beach, hiking through a pristine mountain range, traveling around the world, or simply lounging around the house, we all have retirement dreams. You may not be thinking about your golden years yet, but preparing for the transition now can make life easier later. There are many ways to save for retirement. Some plans are set up by your employer, others you set up yourself with a financial institution, such as a bank or investment company while they help your savings grow.

Starting and building a Registered Retirement Saving Plan (RRSP) will likely be one of the most important steps you take in your financial life. There is simply no better way to cut your tax bill and save for the future. Even those who feel comfortable with their planning can benefit from ramping up their retirement savings, because it may mean the difference between retiring earlier or later. So, as you prepare for your own retirement make sure you understand the options and choose the approach thatís right for you.

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Retirement Planner - MSN (