Retirement should be a time of enjoyment, relaxation, adventure and freedom. This is your time to do what you want, when you want. You've worked hard for this stage of your life, this is your time, you've come of age. Some have said that retirement is the golden years and they are quite right. You've worked hard, built your retirement funds, planned and dreamed about this day so why not enjoy it to the fullest. But it is wise to remember that preparation is the key to a successful retirement both for financial and lifestyle expectations.

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